{
  "format": "thendoo-template/v1",
  "id": "savings-goal-plan",
  "name": "Savings goal plan",
  "locale": "en",
  "templates": [
    {
      "type": "project",
      "name": "Savings goal",
      "body": {
        "items": [
          {
            "title": "Name the goal and the amount",
            "offset_days": 0,
            "checklist": [
              "What the money is for, in one sentence",
              "Target amount and currency",
              "Target date, or no date if it is open-ended"
            ],
            "notes": null
          },
          {
            "title": "Work out the monthly amount",
            "offset_days": 0,
            "checklist": [
              "Target divided by the months you have",
              "Amount checked against last month's left over"
            ],
            "notes": "If the number feels too big, lower it now. A smaller amount you keep saving beats a bigger one you stop."
          },
          {
            "title": "Set up the savings account in Thendoo",
            "offset_days": 1,
            "checklist": [
              "Account added with its opening balance",
              "Transfers category used for moves into it"
            ],
            "notes": null
          },
          {
            "title": "Move the first amount",
            "offset_days": 2,
            "checklist": [],
            "notes": null
          },
          {
            "title": "One-month look back",
            "offset_days": 30,
            "checklist": [
              "Balance compared with the plan",
              "Monthly amount adjusted if needed"
            ],
            "notes": null
          },
          {
            "title": "Three-month look back",
            "offset_days": 90,
            "checklist": [
              "Balance compared with the plan",
              "Target date still realistic"
            ],
            "notes": null
          }
        ],
        "body_md": null
      }
    }
  ],
  "habits": [
    {
      "key": "weekly-money-check",
      "name": "Check the savings balance",
      "action_text": "Open Money and look at one number, the goal account balance.",
      "cue": "After Sunday breakfast",
      "trigger": {
        "type": "none"
      },
      "schedule": {
        "kind": "weekdays",
        "days": [
          "SU"
        ]
      },
      "streak_rule": {
        "misses_per_week": 1
      },
      "color": null,
      "icon": null
    },
    {
      "key": "skip-one-spend",
      "name": "Move one skipped purchase into savings",
      "action_text": "Write down what you skipped and how much it cost.",
      "cue": "When I decide not to buy something",
      "trigger": {
        "type": "none"
      },
      "schedule": {
        "kind": "flexible"
      },
      "streak_rule": {
        "misses_per_week": 1
      },
      "color": null,
      "icon": null
    }
  ],
  "categories": []
}